Built to combat the threat.

Plenitude is a specialist economic crime firm driven by experience and accelerated by AI.

We work across every stage of the customer lifecycle, advising, transforming and assuring. We help financial institutions combat economic crime, fulfil their regulatory obligations and build confidence in their ability to protect themselves, improve the customer experience and reduce the harm economic crime does to society. Appointed to the FCA Skilled Persons panel for Financial Crime and Market Abuse, we help clients detect, prevent and remediate these threats with confidence.

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14 yearsSpecialist economic crime experience

~100 specialistsFocused on economic crime since 2012

FCA Skilled Person PanelFinancial crime (Lot E) and market abuse (Lot F), in addition to Lots D, P and R; the widest panel coverage of any specialist firm.

Economic crime is changing. So should the way firms respond.

The threat is evolving and regulatory expectations are rising. AI and technology are changing both the nature of economic crime and the way firms detect, prevent and manage it.

Firms need more than controls on paper. They need the expertise, technology and judgement to understand where risk sits, know whether their controls actually work and act when they don't.

We advise, transform and assure across the customer lifecycle: from understanding risk and testing controls, through transformation and remediation, to independent assurance and ongoing operational support.

Advising

Understand the risk. Test what works. Know what needs to change.

Transforming

Close the gaps. Strengthen controls. Build capability that lasts.

Assuring

Provide independent, regulator-credible confidence that your approach stands up to scrutiny.

We approach each engagement with our core disciplines

Defensibility

Every decision is evidenced and built to withstand regulatory challenge.

Effectiveness

Controls calibrated to risk, not process for process's sake.

Proportionate

Calibrated to your business model, risk appetite, and known risks.

Delivery

We execute, not just advise. Outcomes that hold, not slide decks that don't.

How we deliver

Specialist judgement. AI-enabled delivery.Human accountability.

We use AI within clear guardrails, with rigorous quality checks and named senior ownership, to deliver faster, more consistent work. Our AI Assurance Framework, adapted from NIST and operationalised through our Risk Taxonomy and G3MA Framework, helps clients adopt AI faster with the evidence and accountability to defend its use.

How engagements work

We target measurable returns early by reducing recurring costs and releasing capacity. Engagements run in stages, so verified savings can support further investment and each stage proves its value before the next begins.

Success agreed upfront: a clear baseline, measurable benefits and decision points before further investment.

Diagnose

Baseline cost, identify risk, simplification opportunities and customer friction, size the opportunity and agree priorities.

Redesign

Design a simpler target model across controls, processes, data and accountabilities.

Transform

Deliver the change in measured steps, each proving its value before the next.

Operate

Managed capacity that takes fixed cost out and scales down as client capability grows.

Recurring cost identified

Establish where simplification can remove recurring expenditure and quantify implementation costs.

Savings realised

Verified cash savings can help fund delivery, subject to their timing and scale.

Capacity released

Time freed can be redeployed to higher-risk or higher-value work. This is distinct from a cash saving.

Flexible commercial models

Options include milestone payments and arrangements linking a proportion of our fees to agreed outcomes, including shared-success models where appropriate.

Why Plenitude

As a challenger firm, our reputation rests on the value we deliver in every engagement. We bring senior commitment, independent judgement and a personal stake in achieving your outcomes.

Regulatory credibility

We are appointed to the FCA Skilled Person Panel across five lots, including financial crime. That standing, with practical industry experience, helps clients strengthen controls, evidence that they work and respond confidently to scrutiny.

Senior accountability

Our work is led by a named senior practitioner, accountable for every engagement. Clients get the judgement of experienced practitioners who stay close to the work and own the outcome.

Independent specialist judgement

We are independent by design. With around 100 specialists dedicated to economic crime, we have no audit relationship to protect and are vendor agnostic. We give candid advice shaped by your needs and make the rationale for every recommendation clear.

Regulatory and economic value

We focus on measurable returns: stronger controls, lower recurring costs and less customer friction to support your growth plans. Benefits are tracked against a baseline agreed before work starts, and capacity released is reported separately from cash savings.

Sustainable client capability

We build capability your teams can sustain. Specialist expertise, technology and managed services strengthen your own people, processes and technology, with knowledge transferred as we go and managed-service support adapted as you mature.

Who we support

We work with a broad range of retail, commercial and investment banks, FinTechs and challenger banks, insurers, and wealth and asset managers, from growth-stage firms to the world's largest financial institutions. We have a proven delivery track record, having supported some of the most challenging programmes in the industry.

Retail, commercial and investment banks FinTechs and challenger banks Insurers Wealth and asset managers

Our goal is to be the go-to independent authority on AI-enabled economic crime capability.

As AI becomes increasingly embedded in the way economic crime is managed, firms need confidence not only in the technology, but in the judgement and accountability behind it.

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