This marks a major shift in how financial crime supervision is organised across the EU.
Key updates include:
➡️ As of 1 January 2026, AMLA assumed all (AML/CFT) mandates previously held by the EBA, ending the EBA’s standalone AML role launched in 2020;
➡️ Existing EBA AML/CFT guidelines, standards and tools remain in force and were transferred to AMLA, ensuring no disruption for firms or supervisors;
➡️ AMLA will directly supervise 40 of the EU’s most complex and highest-risk financial institutions or groups;
➡️ AMLA will coordinate Financial Intelligence Units (FIUs) to strengthen cross-border intelligence sharing and joint financial crime responses; and
➡️ A formal Memorandum of Understanding #MoU from June 2025 between AMLA and the European Supervisory Authorities (ESAs) established ongoing information sharing, joint initiatives and consistent engagement with industry.
✅ Firms operating in the EU should review AMLA’s approach to AML/CTF supervisory , prepare for more centralised oversight, and ensure continued alignment with the EU’s evolving Single Rulebook.