Key insights include:
➡️ Invoice Fraud Risk: Invoice Fraud is one of the most common and costly forms of financial crime affecting UK businesses;
➡️ Scale of Harm: Action Fraud data shows that in September 2025 alone, victims lost £3.9m across 83 cases. Invoice Fraud accounted for 85% of all Payment Diversion Fraud losses during the month;
➡️ Targeted Awareness Campaign: The campaign is aimed specifically at accounts payable and finance personnel, who are often targeted by fraudsters seeking rapid payment of invoices;
➡️ Practical Prevention Guidance: Businesses should adopt a “Check, Verify, Never” approach when reviewing invoice changes and urgent payment requests; and
➡️ Enforcement and Prevention: The NCA continues to disrupt organised criminal networks behind Invoice Fraud through investigations and international intelligence sharing, while emphasising prevention as a critical line of defence.
✅ Firms should strengthen controls around invoice processing and payment changes, embed robust verification steps, and ensure front-line and finance teams can identify common Invoice Fraud red flags.