---
title: FinCEN Warns of Financial Crime Risks in Unauthorised Labour
description: FinCEN Warns of Financial Crime Risks in Unauthorised Labour
---

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# [FinCEN Warns of Financial Crime Risks in Unauthorised Labour](https://www.plenitudeconsulting.com/news-insights/fincen-warns-of-financial-crime-risks-in-unauthorised-labor)

 Written by [Insight & Partnership Team](https://www.plenitudeconsulting.com/news-insights/author/insight-partnership-team) | Jun 15, 2026 1:04:48 PM

 

Key insights include:

➡️ **Identity Theft Risks:** FinCEN highlights schemes involving stolen Social Security Numbers (SSNs) and other Personally Identifiable Information (PII) to gain unlawful employment, wages, benefits, financial services and credit;

➡️ **Payroll Fraud Schemes:** Complicit employers may use off-the-books payments, shell companies, unregistered Money Services Business’, check cashing and structured withdrawals to conceal unlawful employment; and

➡️ **Red Flag Indicators:** FinCEN sets out indicators involving SSN mismatches, recurring check deposits, structured cash withdrawals, peer-to-peer (P2P) payments, limited payroll activity and shell company characteristics.

✅ Firms should review customer due diligence (CDD), transaction monitoring (TM) and SAR escalation controls against the red flags highlighted in the advisory.

 

[View full post](https://www.plenitudeconsulting.com/news-insights/fincen-warns-of-financial-crime-risks-in-unauthorised-labor)

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